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Payments

Xn Leisure Payments (Xn Pay)

Seamless, Secure & Automated.

Complete Payment Solutions for the Leisure Industry

Xn Pay is your one-stop shop for leisure payments.

Offering a full suite of solutions including chip & pin, merchant acquiring, direct debits, and recurring card payments (RCP). Our secure and automated system helps reduce costs, increase sales, and improve the customer experience.

Why Choose Xn Pay?

Automated Direct Debits

Fully managed, reducing admin work.

Recurring Card Payments (RCP)

A flexible alternative to Direct Debits.

Integrated Chip & Pin

Fast, secure payments with Verifone P400 & V240m.

Competitive Acquiring Rates

Optimise costs and boost profitability.

Omnichannel Payments

Seamlessly process transactions online and in-person.

Validate+ Compliance & Security

Ensure Direct Debit mandates meet AIDDIS and KYC requirements.

Online Payments

Welcome to Xn Pay Portal

Simplify online transactions with Xn Pay, our integrated payment portal designed for leisure businesses.

Key Features

Seamless Integration

Works with your Xn products, reducing third-party costs.

Multiple Payment Options

Accept Direct Debit, Recurring Card Payments (RCP), and Apple Pay.

Flexible Billing

Members can switch payment methods anytime.

Secure & Reliable

Compliant with the latest security standards.

Reduce complexity and streamline your payment process today!

Direct Debit Collections

Welcome to Xn Pay Portal

With Xn Leisure’s L&Z integration, your Direct Debit processing is fully automated, minimising administrative work while ensuring secure and timely collections.

How It Works

Payments

Automated Payment Processing.

Instant Issue Resolution

SMS & Email alerts for failed payments and cancellations.

Effortless Member Management

Defaults and cancellations handled automatically.

Seamless BACS Integration

Export BACS files to your preferred provider.

Validate+ Security

Ensure KYC compliance with automated verification checks.

Cut down admin time and simplify your Direct Debit collections today!

Validate+

Secure & Compliant Direct Debit Processing

Stay compliant with BACS AIDDIS requirements and reduce fraud risks with Xn Pay Validate+.
Every time a new Direct Debit mandate is set up, a KYC (Know Your Customer) check ensures legitimacy and security. Validate+ automates this process, reducing errors and compliance risks.

Included in Xn Pay Validate+

Modulus Checking

Verifies bank account details.

Email Validation

Ensures accurate and active email addresses.

Postcode Validation

Confirms address authenticity.

Phone Validation

Verifies mobile and landline numbers.

Confirmation of Payee (CoP)

Matches account details to the intended recipient.

Ensure compliance and protect your business from fraud—integrate Validate+ today!

Recurring Card Payments (RCP)

Also known as Continuous Payment Authority (CPA), RCP is a flexible, cost-effective solution for gym memberships and subscriptions.

Why Choose RCP?

Lower Overhead Costs

Reduces administrative effort vs. Direct Debit.

Flexible for Members

Switch payment methods anytime.

Faster Transactions

Real-time approvals and fewer failed payments.

Give your members more flexibility while cutting costs for your business!

Save More with Competitive Acquiring Rates

Whether you’re an Xn Leisure customer or not, we help you secure the best acquiring rates to maximise profitability.

Understanding Acquiring Rates

Made up of interchange fees

(Visa, Mastercard, etc.) and acquirer fees.

Affects all payment portals

online and in-person.

Factors impacting rates

Card type, transaction volume, and business type.

Let us review your rates for free!

Integrated Chip & Pin

Secure & Fast Payments

We provide market-leading Verifone devices for secure, contactless payments.

Verifone P400 (Wired) & V240m (Wireless)

Quick & Accurate Transactions

Automatically pulls totals from the Advantage basket.

Top-Tier Security

PCI 5.0 compliance to prevent fraud.

Better Customer Experience

Sleek, modern design for seamless payments.

Upgrade your payment system today!

Choose Xn Leisure for Smarter Payment Solutions

✔ Automate & streamline Direct Debits and card payments.

✔ Reduce costs with optimised acquiring rates.

✔ Enhance customer experience with seamless transactions.

✔ Ensure security & compliance with Validate+.

Get Started Today!

Contact us to explore the best payment solutions for your business!

We're here to help you choose the best payment options for your business

Contact Us
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